Last Updated: September 28, 2026
This Cookie Policy explains how Payoff Strategy (“Payoff Strategy,” “we,” “us,” or “our”) uses cookies and similar technologies when you visit or use our website at https://payoffstrategy.com (the “Website”).
This Cookie Policy should be read together with our Privacy Policy and Terms of Service.
1. What Are Cookies?
Cookies are small text files that may be stored on your device when you visit a website. They allow a website to recognize your device, remember certain information, maintain functionality, and support other website features.
Cookies may be temporary (“session cookies”) or remain on your device for a longer period (“persistent cookies”).
Similar technologies, such as pixels, web beacons, local storage, and other identifiers, may also be used for purposes similar to cookies.
2. How Payoff Strategy Uses Cookies
Payoff Strategy may use cookies and similar technologies for purposes including:
- Operating and securing the Website;
- Maintaining necessary website functionality;
- Remembering user preferences;
- Managing cookie consent and privacy preferences;
- Understanding how users interact with the Website, where applicable;
- Supporting advertising and monetization features, where applicable; and
- Supporting services and features provided by third parties.
The specific cookies and technologies used on the Website may change as we add, remove, or modify services and features.
3. Types of Cookies We May Use
3.1 Essential or Necessary Cookies
These cookies are necessary for the Website to operate properly or to provide features requested by the user.
They may support functions such as:
- Website security;
- Basic navigation;
- Technical operation;
- Maintaining user-selected settings; and
- Managing cookie consent preferences.
Because these cookies may be necessary for the operation of the Website, they may not be removable through the cookie preference mechanism in all circumstances.
3.2 Functional Cookies
Functional cookies may be used to support optional features and functionality of the Website.
These cookies may help the Website remember preferences or provide additional functionality.
3.3 Preference Cookies
Preference cookies may be used to remember choices made by users, such as certain settings or preferences.
3.4 Analytics Cookies
Analytics cookies may be used to collect information about how visitors interact with the Website, such as pages viewed, approximate usage patterns, or technical information associated with website visits.
At the time this Cookie Policy was last updated, Google Analytics had not been intentionally configured on the Website.
If analytics services are activated in the future, this Cookie Policy will be updated as appropriate.
3.5 Advertising and Marketing Cookies
Advertising and marketing cookies may be used by advertising providers to deliver, measure, or personalize advertisements.
At the time this Cookie Policy was last updated, Google AdSense had not been activated on the Website.
Payoff Strategy may use Google AdSense or other advertising services in the future. If advertising technologies are activated, this Cookie Policy and our Privacy Policy will be updated to reflect the applicable technologies and processing activities.
Advertising providers may use cookies and similar technologies to recognize a browser or device, measure advertising performance, or provide advertising based on information permitted by applicable law.
4. Third-Party Cookies
Some cookies and similar technologies may be placed or accessed by third-party service providers that provide functionality, security, hosting, consent management, analytics, advertising, or other services.
These third parties may process information in accordance with their own privacy policies and applicable terms.
Third-party services used on the Website may change over time.
5. Cookie Consent Management
Payoff Strategy uses CookieAdmin to manage cookie consent and user preferences.
Depending on the cookies and technologies active on the Website, the cookie consent mechanism may allow you to:
- Accept cookies;
- Reject non-essential cookies;
- Select specific cookie categories; and
- Change your cookie preferences.
Your preferences may be stored so that the Website can remember your consent choices.
Where consent is required for a particular category of cookies, those cookies will not be used until the required consent has been obtained.
6. Managing Cookies Through Your Browser
Most web browsers allow you to control or delete cookies through their settings.
You may be able to configure your browser to:
- Block cookies;
- Delete existing cookies;
- Notify you when cookies are being set; or
- Restrict certain types of cookies.
Please note that disabling or deleting certain cookies may affect the functionality, security, or availability of parts of the Website.
7. Cookies and Personal Information
Cookies and similar technologies may, in certain circumstances, involve the processing of personal information, such as IP addresses, device information, identifiers, browsing activity, preferences, or information about interactions with the Website.
Where applicable, such processing is described in our Privacy Policy.
8. International Data Transfers
Payoff Strategy is operated from Spain and may use third-party service providers located in other countries.
As a result, information collected through cookies or similar technologies may be processed outside your country of residence.
Where applicable law requires safeguards for international transfers of personal information, we will seek to use appropriate safeguards.
9. Cookies and U.S. State Privacy Laws
Depending on where you live and whether applicable legal requirements are met, you may have certain privacy rights regarding information collected through cookies and similar technologies.
For example, certain U.S. privacy laws may provide rights relating to targeted advertising, the sale or sharing of personal information, or the use of online identifiers.
Where required by applicable law, Payoff Strategy will provide appropriate mechanisms for exercising applicable privacy rights.
For more information about your privacy rights, please review our Privacy Policy.
10. Children’s Privacy
Payoff Strategy is intended for a general audience and is not directed to children under 13.
We do not knowingly collect personal information from children under 13 through the Website.
11. Changes to This Cookie Policy
We may update this Cookie Policy from time to time to reflect changes to:
- The cookies and technologies used on the Website;
- Third-party services;
- Advertising or analytics services;
- Website features;
- Our privacy practices; or
- Applicable laws and regulatory requirements.
When we make changes, we will update the Last Updated date at the beginning of this Cookie Policy.
We encourage you to review this page periodically.
12. Contact Us
If you have questions about this Cookie Policy or our use of cookies and similar technologies, you may contact us at:
Payoff Strategy
Miguel Hernandez Lopez
Country: Spain
Email: contacto@payoffstrategy.com
Website: https://payoffstrategy.com